Billing, contracts and financial dates · Guide + calculator Without the guesswork.

Day Count Convention Calculator

Compare Actual/360, Actual/365, Actual/Actual and 30/360 U.S. year fractions for two dates. Inputs stay in your browser.

Reference toolDay Count Convention CalculatorCompare Actual/360, Actual/365, Actual/Actual and 30/360 U.S. year fractions for two dates. Inputs stay in your browser.
Reference calculation

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Calculated locally in your browser. Nothing is uploaded to CalcSpan.

Fri, Jul 24, 2026
Sun, Aug 23, 2026

Plain-date semantics · start date is not counted unless the result explicitly says inclusive.

Your result
0.08333333 year fraction

ACT-360 day-count result for the entered dates.

Actual elapsed days30
Convention numerator30
Convention denominator360
Year fraction0.08333333

Read before relying

Context matters.

  • Financial contracts can specify different endpoint, end-of-month and leap-year rules. The exact instrument terms control.
Rule set 1.1.0

Sources & scope

Source & calculation QA reviewed

The calculation guide and this source trail show what the result means, where the rule came from and when it was last reviewed. This is source-and-calculation QA, not a claim of medical, legal, tax or other professional review; time-sensitive decisions still belong with the linked authority.

JurisdictionFinancial date arithmetic — exact instrument definition and jurisdiction control
Last reviewed2026-08-20
Next review due2027-02-20
Review scopeCalcSpan source & calculation QA
PrivacyNo input upload
How this calculation works

A visible path from input to answer.

Compare Actual/360, Actual/365, Actual/Actual and 30/360 U.S. year fractions for two dates. The page keeps the calculation scope and its limits beside the result so the output can be checked, copied or revisited.

Calculation flow
  1. Read the record. The calculator uses Start date, End date and Day-count convention supplied in the form.
  2. Apply the scope. It applies the Financial date arithmetic — exact instrument definition and jurisdiction control reference and the explicit date, unit and counting conventions shown in the result.
  3. Expose the checkpoints. Intermediate rows, warnings and timeline events stay visible; the emphasized row identifies the primary checkpoint when one exists.
Illustrative default example 0.08333333 year fraction

ACT-360 day-count result for the entered dates.

  • Year fraction0.08333333
Defaults are an illustration only. Replace them with the record that applies to your situation.
Assumptions and scope

Calculation purpose: Compare Actual/360, Actual/365, Actual/Actual and 30/360 U.S. year fractions for two dates. This is a high-sensitivity reference output; the linked authority or qualified professional controls the final decision.

Boundary behavior

Calendar inputs use plain year-month-day semantics. Leap days, month ends, date-pair order and unsupported dates are checked before the result is shown.

Rule trail

Rule set 1.1.0 · Last reviewed 2026-08-20 · Next review due 2027-02-20. The source panel below contains the linked evidence.

Questions answered

What to know before using the result.

Why do ACT/360 and ACT/365 give different fractions?

Both use actual elapsed days in the numerator but divide by different fixed year bases.

What does 30/360 do?

It applies a standardized 30-day-month convention rather than counting every actual calendar day.

Which convention should I use for a contract or security?

Use the convention stated in the controlling agreement or instrument. CalcSpan compares arithmetic conventions but does not choose the legal one for you.